For 6-month and 12-month terms, a 90% refund will be honored if the policy is canceled within the first 7 days from the date of enrollment and a 50% refund if canceled within the first 30 days from policy enrollment.
You may cancel your monthly insurance order at any given moment, however, refunds are not applicable on monthly term orders unless an adjustment was needed to the start date of your policy that warranted a partial refund.
For instance, if the coverage start date was initially set for July 27th but the desired start date should have been August 1st, then you would be charged for two periods, namely July and August.
In this scenario, a refund request would be honored specifically for the July payment if you wish for the coverage to start August only.